On the Clark Howard Podcast’s March 31, 2026, episode, certified financial planner and Money Matters host Wes Moss laid out a piece of math that quietly rewrites the retirement playbook for affluent savers: “I like to take an annual amount and translate that to what it would be in money sitting in an account. So ... Wes Moss’ $1.6 Million Portfolio Rule Quietly Beats Government Pensions for Affluent Retirees