SoFi just posted record loan originations and 61% profit growth, yet the stock sits near a 52-week low. Here is the specific combination of conditions that could turn this battered fintech into a multibagger by 2031.
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SoFi’s Q2 revenue came in at a record $1.21 billion, a growth of 43% from a year earlier, while Robinhood’s total net revenues came in at $1.31 billion, a 32% increase year-on-year.
Despite a relatively solid second-quarter report, many shareholders decided to sell.
Moby summary of SoFi Technologies, Inc.'s Q2 2026 earnings call
Record growth failed to ease worries over future profitability
SoFi Technologies has delivered a 61.7% gain over the past three years, yet current valuation checks point to the stock trading at a premium, with both the intrinsic value estimate and market multiples indicating it may be overvalued relative to underlying fundamentals. SoFi Technologies is up 61.7% over three years, which means anyone looking at the stock today is assessing it after a strong multi year run. Talk of SoFi as a potential acquisition target and its expanding lending activities...
SoFi Technologies Inc (SOFI) reports a 40% revenue increase and record loan originations, while navigating competitive challenges and reinvesting in growth.
SoFi posted record quarterly revenue and raised its full-year sales outlook. SoFi CEO Anthony Noto discusses why the company is keeping its earnings guidance unchanged, how AI is boosting engineering productivity and customer service, and why SoFi is continuing to invest for long-term growth despite shifting expectations for interest rates. Noto joins Ed Ludlow on "Bloomberg Tech."
SoFi Beats on Revenue and Profit, but Investors Hit the Sell Button
SoFi Technologies (NASDAQ:SOFI) reported second-quarter 2026 results marked by 40% year-over-year adjusted net revenue growth, record loan originations and continued growth in members and products, while raising its full-year revenue outlook. Adjusted net revenue rose to $1.2 billion in the quarter

Scott Melker breaks down the growing divide on Wall Street over the CLARITY Act, as BlackRock (BLK), Fidelity (FIS), Goldman Sachs (GS), and SoFi (SOFI) publicly back the crypto market structure bill just one week before Congress heads into recess. Melker also discusses Morgan Stanley (MS) offering new ethereum (ETH-USD), Solana (SOL-USD) ETFs aunds, and what the latest developments mean for investors. "The Daily Wolf with Scott Melker" airs every day at 12:00 p.m. Tune in for your daily dose of all things crypto. Make sure to also check out Yahoo Finance's new crypto hub to find the latest crypto-related news.

Fidelity, Franklin Templeton, Goldman Sachs (GS), SoFi (SOFI), and BlackRock (BLK) have all publicly endorsed crypto's CLARITY Act. Scott Melker explains why. "The Daily Wolf with Scott Melker" airs every day at 12:00 p.m. Tune in for your daily dose of all things crypto. Make sure to also check out Yahoo Finance's new crypto hub to find the latest crypto-related news.
SoFi’s Liz Thomas breaks down why the S&P still has room to run — and the sectors retail investors should be buying now.
SoFi's stellar second-quarter numbers aren't enough to impress investors.
SoFi crushed revenue estimates and raised its top-line outlook, yet shares cratered 10% anyway as sellers zeroed in on one number management refused to budge on.

Despite SoFi posting its eighth consecutive quarter of record revenue and raising full-year sales guidance, concerns swirled around its costs and soaring consumer lending.
Sofi Technologies (NASDAQ:SOFI) reported second quarter 2026 results that exceeded Wall Street expectations for revenue and adjusted earnings, while raising its full-year revenue outlook as the financial technology company continued to expand its member base and product offerings. The company...
Record $1.2 billion quarter and 35% member growth, but EBITDA and EPS outlook left unchanged
While the top- and bottom-line numbers for SoFi Technologies (SOFI) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Digital financial services company SoFi Technologies (NASDAQ:SOFI) reported Q2 CY2026 results topping the market’s revenue expectations, with sales up 42% year on year to $1.22 billion. Its non-GAAP profit of $0.12 per share was 9.9% above analysts’ consensus estimates.
SoFi raised its full-year 2026 revenue outlook to $4.75 billion to $4.85 billion, up from its earlier guidance of $4.66 billion.
SoFi Technologies (SOFI) delivered earnings and revenue surprises of +9.09% and +8.33%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
SoFi Technologies posts second-quarter earnings that edge past analysts’ forecasts and raises part of its full-year guidance.
Sofi stock fell despite topping Q2 earnings and revenue estimates. The fintech raised its full-year 2026 revenue outlook.
The fintech's membership surged 35% to 15.8 million and total loan originations hit a record $14.8 billion in the second quarter
Fintech SoFi raised its 2026 revenue growth forecast above Wall Street expectations on Wednesday after posting a market-beating second quarter, driven by record member growth and loan originations. Despite an uncertain macroeconomic environment, elevated interest rates and high costs of living, credit quality has been stable thanks to resilient borrowers, allowing consumer lenders to continue growing their loan books and interest income. Fintech firms such as SoFi have emerged as credible challengers to traditional banking heavyweights.
Conflict in the Middle East escalated again – the U.S. said that Iranian forces had attacked the American military on Tuesday evening.
SoFi Technologies announced a multi-year partnership with Notre Dame Athletics as the department's official financial services partner.