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While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies — as Jeff Bezos said, “Your margin is my opportunity”.

The market sees too many risks right now.

Upstart Holdings has had a difficult run over the last five years, with the share price down 82.4%, yet the stock still screens as expensive on traditional valuation checks. Recent gains in the past week sit against a weak one year share price record and a value score that does not point to an obvious bargain. Over the past five years, Upstart Holdings has declined 82.4%, which means long term shareholders have seen a significant erosion in value despite recent short term rebounds. The OCC’s...

Originations reached $4.2 billion as contribution margin fell to 55% from 58%

The AI-driven loan platform delivered strong Q2 results.

Upstart (NASDAQ:UPST) shares climbed 12. 2% in pre-market trading after the AI-powered lending platform reported its strongest quarterly performance in several years, achieving its first GAAP profit since late 2021 and comfortably outperforming market expectations on revenue and loan originations.

loanDepot (NYSE:LDI) reported improved second-quarter operating results as the mortgage lender expanded its home equity offering, increased purchase-market share and narrowed its adjusted net loss despite a higher-rate environment. Chief Executive Officer Anthony Hsieh said the company is pursuing

Upstart Holdings Inc (UPST) delivers 50% year-over-year originations growth and achieves all-time high contribution profit, while navigating macro headwinds and strategic portfolio shifts.

Upstart (NASDAQ:UPST) reported second-quarter 2026 results marked by accelerating loan originations, higher contribution margins and a return to GAAP profitability, while reaffirming its full-year financial outlook despite a higher macroeconomic risk indicator. Chief Executive Officer Paul Gu said

Upstart Holdings posted $365 million in revenue, up 42% year-on-year, and ahead of Wall Street expectations.

Upstart (UPST) delivered earnings and revenue surprises of +1.72% and +2.77%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?

AI lending platform Upstart (NASDAQ:UPST) reported revenue ahead of Wall Street’s expectations in Q2 CY2026, with sales up 41.7% year on year to $364.7 million. On the other hand, the company’s full-year revenue guidance of $1.4 billion at the midpoint came in 1.7% below analysts’ estimates. Its GAAP profit of $0.16 per share was 16.7% below analysts’ consensus estimates.

DAVE heads into Q2 earnings with beat potential as ExtraCash demand, fee changes and credit gains support growth, though valuation and spending are likely to have tempered the setup.

Upstart Holdings is slated to report its second-quarter (Q2) earnings results on Tuesday after-hours.

Pagaya stock jumps after Q2 earnings beat, record revenues and network volume, with a higher 2026 outlook fuelling momentum.

PGY posts record first-half 2026 lending volume, revenue growth and higher profitability as its AI lending network and funding platform gain momentum.

Evaluate the expected performance of Upstart (UPST) for the quarter ended June 2026, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

AI lending platform Upstart (NASDAQ:UPST) will be reporting earnings this Tuesday after the bell. Here’s what to expect.

Years of bad financial decisions left one person with about $145,000 in debt, despite earning a six-figure salary. Now, after years of trying to stay on top of mounting payments, they’re emotionally drained, overwhelmed and wondering whether intentionally falling behind...

Software is rapidly reducing operating expenses for businesses. This secular theme has materialized in superior earnings growth and stock price performance for most SaaS companies, and over the last six months, the industry’s 13.5% return has topped the S&P 500 by 8.6 percentage points.

SOFI delivers robust Q2 growth, record member and loan gains, and raises its 2026 revenue outlook despite Technology Platform pressure.

Dave's focused model, 44% adjusted EBITDA margin and improving credit results make it the cleaner AI fintech choice for 2026 despite a richer valuation.

In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $27.03, indicating a +1.6% shift from the previous trading day.

Upstart Holdings (UPST) has put fresh attention on its stock after announcing a new multi-year forward-flow agreement with Castlelake and securing conditional approval to launch Upstart Bank, N.A. Investors are reassessing what this development could mean for the company. See our latest analysis for Upstart Holdings. The recent forward flow agreement and conditional bank charter approval come after a stretch where Upstart Holdings’ share price has been under pressure. The share price is down...

Upstart Holdings recently received conditional approval from the OCC to establish Upstart Bank, N.A., and expanded its forward-flow funding capacity through a new multi-year agreement under which Castlelake-managed funds may purchase up to US$4.00 billion of consumer loans over up to 24 months. Together, the prospective national bank charter and the enlarged Castlelake loan-purchase program highlight Upstart’s push to combine AI-driven underwriting with fuller control over funding and...

Galaxy Digital Inc. (GLXY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

SoFi readies for its Q2 earnings release with 30% revenue growth expected, strong lending demand and member gains, but margin, credit and valuation risks remain.

Upstart (UPST) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Upstart’s stock price has taken a beating over the past six months, shedding 40.1% of its value and falling to $27.06 per share. This was partly due to its softer quarterly results and may have investors wondering how to approach the situation.

SoFi's stock has cratered while its profits soared, creating a rare gap between price and performance heading into July 29 earnings. Whether that gap is a trap or a generational buying opportunity depends on two numbers the market will see that day.