It fell 13% after the report.
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SoFi delivered strong member growth in the second quarter.
SoFi crushed revenue estimates and raised its top-line outlook, yet shares cratered 10% anyway as sellers zeroed in on one number management refused to budge on.
If management can show that growth is reaccelerating in this metric, it could restore investors’ confidence and potentially drive the stock higher after earnings.
Despite robust revenue and earnings growth, this fintech stock has tanked in 2026.