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Upstart (NASDAQ:UPST) CEO Paul Gu said the company is entering a “second leg” of its development, focused on converting its artificial-intelligence lending platform into sustained profitable growth while expanding into secured credit products. Speaking at Bank of America’s SMID Cap Executive Insigh

Can PGY's diversified, capital-efficient model and lower valuation offer more resilient long-term growth than UPST?

Over the past six months, Upstart’s shares (currently trading at $30.16) have posted a disappointing 8.9% loss, well below the S&P 500’s 11.7% gain. This was partly due to its softer quarterly results and may have investors wondering how to approach the situation.

Is the AI lender starting to turn the corner?

Upstart stock is down almost 35% this year, but investors might be too pessimistic.

Upstart’s second quarter was marked by a strong market reaction, as investors responded positively to robust growth in core personal loan originations and improved profitability. Management emphasized that technology investments and a sharper focus on core unsecured lending enabled a 27% sequential increase in core personal loan originations, while secured products like Home and Auto showed rapid progress toward profitability. CEO Paul Gu highlighted the company’s ability to achieve “growth, cre

Revenue surged 42% year over year as AI-driven lending accelerated across all products.

While profitability is essential, it doesn’t guarantee long-term success. Some companies that rest on their margins will lose ground as competition intensifies — as Jeff Bezos said, “Your margin is my opportunity”.

The market sees too many risks right now.

Upstart Holdings has had a difficult run over the last five years, with the share price down 82.4%, yet the stock still screens as expensive on traditional valuation checks. Recent gains in the past week sit against a weak one year share price record and a value score that does not point to an obvious bargain. Over the past five years, Upstart Holdings has declined 82.4%, which means long term shareholders have seen a significant erosion in value despite recent short term rebounds. The OCC’s...

Originations reached $4.2 billion as contribution margin fell to 55% from 58%

The AI-driven loan platform delivered strong Q2 results.

Upstart (NASDAQ:UPST) shares climbed 12. 2% in pre-market trading after the AI-powered lending platform reported its strongest quarterly performance in several years, achieving its first GAAP profit since late 2021 and comfortably outperforming market expectations on revenue and loan originations.

loanDepot (NYSE:LDI) reported improved second-quarter operating results as the mortgage lender expanded its home equity offering, increased purchase-market share and narrowed its adjusted net loss despite a higher-rate environment. Chief Executive Officer Anthony Hsieh said the company is pursuing

Upstart Holdings Inc (UPST) delivers 50% year-over-year originations growth and achieves all-time high contribution profit, while navigating macro headwinds and strategic portfolio shifts.

Upstart (NASDAQ:UPST) reported second-quarter 2026 results marked by accelerating loan originations, higher contribution margins and a return to GAAP profitability, while reaffirming its full-year financial outlook despite a higher macroeconomic risk indicator. Chief Executive Officer Paul Gu said

Upstart Holdings posted $365 million in revenue, up 42% year-on-year, and ahead of Wall Street expectations.

Upstart (UPST) delivered earnings and revenue surprises of +1.72% and +2.77%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?

AI lending platform Upstart (NASDAQ:UPST) reported revenue ahead of Wall Street’s expectations in Q2 CY2026, with sales up 41.7% year on year to $364.7 million. On the other hand, the company’s full-year revenue guidance of $1.4 billion at the midpoint came in 1.7% below analysts’ estimates. Its GAAP profit of $0.16 per share was 16.7% below analysts’ consensus estimates.

DAVE heads into Q2 earnings with beat potential as ExtraCash demand, fee changes and credit gains support growth, though valuation and spending are likely to have tempered the setup.

Upstart Holdings is slated to report its second-quarter (Q2) earnings results on Tuesday after-hours.

Pagaya stock jumps after Q2 earnings beat, record revenues and network volume, with a higher 2026 outlook fuelling momentum.

PGY posts record first-half 2026 lending volume, revenue growth and higher profitability as its AI lending network and funding platform gain momentum.

Evaluate the expected performance of Upstart (UPST) for the quarter ended June 2026, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.

AI lending platform Upstart (NASDAQ:UPST) will be reporting earnings this Tuesday after the bell. Here’s what to expect.

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SOFI delivers robust Q2 growth, record member and loan gains, and raises its 2026 revenue outlook despite Technology Platform pressure.

Dave's focused model, 44% adjusted EBITDA margin and improving credit results make it the cleaner AI fintech choice for 2026 despite a richer valuation.

In the most recent trading session, Upstart Holdings, Inc. (UPST) closed at $27.03, indicating a +1.6% shift from the previous trading day.