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Apenas manchetes de alto sinal - eventos macro, resultados, M&A, regulatório. Listicles e clickbait de analistas filtrados por padrão. Atualizado a cada hora.

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Stop Settling for VYM. This Fund Yields More, Costs 0.06%, and Beat the S&P
24/7 Wall St.32d agobullish
Stop Settling for VYM. This Fund Yields More, Costs 0.06%, and Beat the S&P

Dividend-focused investors have made Vanguard High Dividend Yield ETF (NYSEARCA:VYM) one of the largest yield-tilted funds available, with $78.33B in assets and 618 holdings spanning U.S. large-cap dividend payers. VYM’s appeal is straightforward: broad diversification, a very low fee, and a portfolio built around the FTSE High Dividend Yield Index. For an investor who wants ... Stop Settling for VYM. This Fund Yields More, Costs 0.06%, and Beat the S&P

The Maximum Social Security Check Is $5,108 a Month. Here’s How Much Invested It Takes to Match It.
24/7 Wall St.32d agoneutral
The Maximum Social Security Check Is $5,108 a Month. Here’s How Much Invested It Takes to Match It.

The maximum Social Security retirement benefit in 2026 is $5,181 a month, a figure that only a tiny slice of workers ever actually collect. It requires paying the maximum FICA tax for 35 years and waiting until age 70 to claim. For the rare beneficiary who qualifies, the check amounts to $62,172 per year, indexed ... The Maximum Social Security Check Is $5,108 a Month. Here’s How Much Invested It Takes to Match It.

The Retirement Budget Most People Build Is Backward
24/7 Wall St.33d agoneutral
The Retirement Budget Most People Build Is Backward

Most retirement budgets start with the wrong question. The instinct is to ask, “What yield do I need so the nest egg covers the bills?” Higher yield shrinks the required capital, so the math seduces you toward 8%, 10%, or 12% strategies. Punch in the numbers, write down the smaller portfolio target, and breathe easier. ... The Retirement Budget Most People Build Is Backward

He Claimed Social Security at 62 Against His Advisor’s Advice. At 78, His $900,000 Portfolio Says It Was the Right Call.
24/7 Wall St.34d agoneutral
He Claimed Social Security at 62 Against His Advisor’s Advice. At 78, His $900,000 Portfolio Says It Was the Right Call.

Picture a 62-year-old sitting across from his financial advisor in 2010. The finance pro pulls up the standard chart: wait until 70, get the biggest possible check, protect against longevity risk. The client listens, then files for Social Security anyway. Sixteen years later, at 78, his portfolio sits at roughly $900,000 and he is convinced ... He Claimed Social Security at 62 Against His Advisor’s Advice. At 78, His $900,000 Portfolio Says It Was the Right Call.

Time to Buy Wide Moat & HALO ETFs?
Zacks34d agobullish
Time to Buy Wide Moat & HALO ETFs?

Market uncertainty is rising. Could wide-moat and HALO ETFs offer investors a safer way to stay invested amid AI volatility and geopolitical risks?

Convert Your IRA While the Market Is Crashing and the IRS Basically Gives You a Discount
24/7 Wall St.34d agobearish
Convert Your IRA While the Market Is Crashing and the IRS Basically Gives You a Discount

If you have a traditional IRA and you watched your balance drop earlier this year, the IRS quietly handed you a coupon. When your account value falls, you can convert those same shares to a Roth IRA and pay income tax on the depressed value, not the peak. Every dollar of recovery after the conversion ... Convert Your IRA While the Market Is Crashing and the IRS Basically Gives You a Discount